Challenged Credit Programs for Referral Partners

NFS Leasing understands the importance of a trusted advisor and works with referral partners to help create opportunities for challenged credit customers to grow. As an experienced funding source that offers equipment financing for challenged credit customers, NFS provides a unique opportunity to its referral partners to help support their clients. NFS specializes in listening to their clients’ stories to find a flexible equipment finance solution that fits their unique business needs.
“Having worked with NFS Leasing at a prior firm, when we started Disruptor Beam I did not hesitate to call on them again. Dean and the team at NFS Leasing really “get it”. They listen and understand our story and our needs, and they have numerous vendor relationships that help provide a superior level of service. When we grow they are always willing to grow with us. I recommend them highly.”
– Jon Radoff, CEO
Real Financing Solutions for Your Challenged Credit Customer

Real Financing Solutions for Your Challenged Credit Customer

NFS Leasing continues to develop a network of professional referral partners to fund business customer’s commercial equipment financing needs. We service customers needing challenged credit financing in both the U.S. and Canada and seek new referral partners in all our industries and geographies. We proactively develop new relationships and cultivate our long-term partners, providing liquidity and preserving working capital. These relationships are built on trust and transparency.

Having been entrepreneurs and built companies ourselves, we understand the importance of a trusted advisor. A partnership with NFS Leasing provides Advisory Firms, Management Consultants and Venture Capitalists the opportunity to leverage our extensive challenged credit equipment financing expertise to help support your clients by:

  • Providing financing solutions to your clients that have less than perfect credit/credit challenged
  • Providing financing where traditional lenders can not
  • Extending your brand of partnership, to your clients in critical need, providing a trusted finance resource

Together we can help create opportunities for new or growing businesses that deserve the chance to thrive. We want to partner with you. Contact us to learn how NFS Leasing can help you strengthen your clients’ success.




FMV Operating Leases

Lower up-front costs, lower monthly payments, multiple tax advantages may be available and up to 100% financing including “soft costs”.



Finance / $ Buy Out Leases

Enjoy benefits of ownership of the asset with exclusive right to use, purchase options and up to 100% financing of the asset and soft costs.



Sale and Leaseback

Monetize the equity in your recent equipment purchases to free up cash and lower your tax burden while still retaining use.



Working Capital Loans

Cover unexpected losses, take advantage of cash buyer benefits, last minute supplier discounts or whatever else is needed.



What is an equipment lease?

An equipment lease is a finance rental arrangement between an equipment owner (the lessor) and a business owner (the lessee). The lessee gets to use the equipment by paying the lessor monthly lease payments over a mutually agreed upon term length.

Why businesses Lease vs. Buy?

The principal motive for leasing equipment is cash flow ”the ability to get equipment now without a major one-time expenditure of cash.” This enables the business to better match expenses with revenue and protect against obsolescence.

Other businesses may prefer to lease because their tax situation is such that it cannot benefit from the depreciation. It may also wish to maintain a debt-equity ratio that will attract new investment more easily, and leasing (rather than investment) will accomplish that.

And, those companies engaged in rapidly evolving technological market, use leased equipment under short-term leases permitting it the opportunity to exchange new and better equipment more rapidly than would with ownership of a capital lease.

Who is NFS Leasing Inc.?

NFS is a privately held North American leader in Equipment Finance Leasing with more than 18 years experience. NFS provides solutions, supporting businesses and organizations with challenged credit including; early stage, start-up and pre-revenue, financially distressed and turn-arounds, NFS uses its own balance sheet capital and provides fast flexible decisions. We are a story credit lender. We want to hear your story.

What makes NFS Leasing unique?

The NFS Leasing Management Team understands the challenges of running a business and wants to help those struggling to secure critically needed financing. We are a creative and flexible financer. We want to hear your story. We are a trusted partner with exceptional listening skills. We will partner with you to provide creative financing solutions and structures for many non-traditional financing needs. We also consider other forms of collateral providing multiple options for financing. Tell us your story.

What size transactions does NFS Leasing support?

We fund transactions $100K – $15M. While a wide range, funding the under $1M supports various situations with new NFS customers and repeat customers. We listen to the big and smaller stories. Tell us your story.

What do I need to qualify for an equipment lease with NFS Leasing?

NFS has no hard and fast rules for making a credit decision. We want to hear the story of your business and will gather information to make an informed and flexible credit decision to help your company grow and achieve your objectives.

What types of leases are available from NFS Leasing?

NFS Leasing offers several types of equipment leasing. Including FMV Operating Leases, Finance/ Dollar Buy Out Lease, Sale Lease Back and Working Capital (secured by assets). NFS also offers creative structures including; Step Payment Leases (term), Quarterly/Annual Payment Options and short-term leases.

We work together as partners to determine the best financial solution. We take time to listen to your story and provide guidance and education on the lease types, terms and terminology. We view our partnerships as a collaboration and want to support your business situation.

Are lease payments eligible for an income tax write-off?

The equipment you lease may qualify for the Section 179 tax deduction. Through Section 179 a business can deduct the monthly payments from its taxable income. Not all types of equipment are eligible, and there are certain IRS requirements that need to be followed. Consult with your tax professional.

How do I get started?

Contact us here  to tell us your story and discover how our creative financing solutions can help your company succeed.


  • Geography: United States and Canada
  • Transaction sizes from $100,000 to $15,000,000 or more
  • Terms: 12-72 months (depending on asset class)
  • Including Step Payments (term), Quarterly/Annual Payment Options and Short Term Leases

We are THE story lender. Tell us your story.

It is common for many businesses to undergo short term cash constraints. Whether large or small, early stage or established, private or public, NFS Leasing will listen to your story, understand your needs, and work with you to construct a financial solution that meets your unique business needs. CONTACT NFS and tell us your story.




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