About NFS Leasing

We are THE story lender
Tell us your story

NFS Leasing is a privately-held leader in Equipment Finance across the U.S. and Canada. NFS Leasing is a story lender and provides flexible equipment finance solutions supporting businesses and organizations, including emerging, established, and turnaround companies. NFS uses its own balance sheet capital and provides fast, flexible credit decisions. For more than 15 years, NFS Leasing is proud to have created thousands of jobs and infused almost $1,000,000,000 of capital into non-investment grade firms, a segment of the economy struggling to secure critically needed equipment financing.

The NFS Leasing Management Team understands the challenges of running a business and wants to help those that are struggling to secure critically needed equipment financing. Having been entrepreneurs and built company ourselves, we have experienced the frustrations of rigid and obsolete credit requirements, an unwillingness to understand your business, and an inability to be flexible in leasing practices.

Click below to learn more about our entire NFS Team and how we can help your business succeed.

NFS Leasing is invested in helping to make a positive impact. We are proud to support many local and national communities.

NFS has been and honored to share in the work and wonder of charities, non-profit organizations, youth centers and many more. We are truly grateful to every member of our NFS team and their extended families for the contributions and compassion they have shown for each other, NFS Leasing, and our larger community. To learn more about those we support, visit our NFS Giving Back page.

NFS Leasing is proud to have created thousands of jobs and infused almost $1,000,000,000 of capital into non-investment grade firms, a segment of the economy struggling to secure critically needed equipment financing. Explore our news postings and media releases to learn more.

NFS Leasing also provides a wide variety of resources, from informative thought leadership articles published within the equipment finance industry to insights from the NFS Management Team to Toolkits and quick grab business infographics. All prepared to help your business succeed. Discover these resources and more on our NFS Resources page.


We are the story lender, a different kind of leasing company, one that will take the time to learn about your business, work as your ally to finance your equipment leasing needs, and facilitate your growth. We understand that behind your financial statements is a real business with real people and real potential, and we want to help your company achieve that potential.
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1989 - New England Computer Sales & Leasing, Inc.

New England Computer Sales & Leasing, Inc. (NECSL), founded by Massachusetts businessman Cliff Rucker. NECSL began as a used equipment broker specializing in the sale of Digital Equipment Corporation Computers and Peripherals.
  • 1990-1999 – NECSL, Inc. business multiplies to $100M revenue and relocates headquarters several times, from Woburn and Reading, MA, to ultimately settle in Peabody, Massachusetts.

1992 - NECSL Rebrands to NEXL, Inc.

New England Computer Sales & Leasing, Inc. (NECSL) rebrands to NEXL, Inc.
  • 1994/95 – NEXL.com a new e-commerce business unit is created.
  • 1996-1999 – NEXL partitions business into units: NEXL (used equipment sales) and NEXL Network Systems (new equipment sales).
  • 2001 – NEXL Financial Services is established. Transactions typically focused on storied credits (to be rebranded as NFS Leasing, Inc.)

2004 - NEXL Network Systems is Sold to MTM Technologies, Inc.

NEXL Network Systems is sold to public company MTM Technologies, Inc. 

  • The former NEXL Financial Services’ captive leasing portfolio is retained and
    maintained but not engaged in new business.
  • Business planning begins for the to-be-named, new equipment leasing company.

2006 - NFS Leasing, Inc. is Rebranded and Founded by Cliff Rucker

NFS began as an equipment finance company serving non-investment grade credits. Initially, it focused on Information Technology and Office Equipment.

  • 2006 – NFS Leasing executed its first lease with Boston-based mobile search technology company Jumptap, Inc. (Jumptap subsequently sold in 2013 for $200M).

2010 - NFS Leasing, Inc. Eclipses to $100 Million in Total Lease Originations

  • 2010 – $100M in total lease originations.
  • 2010 – Expands to Canada.
  • 2010, 2012, 2015 – Expands its office headquarters three times. Located in Beverly, Massachusetts.

2012 - NFS Leasing, Inc. Diversifies

NFS Leasing, Inc. begins to diversify the business from IT and Office Equipment.
  • 2012 – Expands into Medical Equipment Financing.
  • 2013 – Executes first Scientific Equipment Lease.
  • 2014 – Enters Construction Equipment Financing.

2015 - NFS Leasing, Inc. Eclipses $500M in Total Lease Originations

  • 2015 – NFS Leasing, Inc. eclipses $500M in total lease originations.
  • 2015 – Executes first Manufacturing Equipment Lease.

2019/Today - Infused Almost $1,000,000,000 of Capital

Proud to have infused almost $1 Billion of capital into non-investment grade firms, a segment of the economy that struggles to secure critically needed equipment financing.

  • NFS is rewarded with 5,000+ clients and partnerships, generating thousands of jobs and giving back to its community through charitable contributions.
  • 2019 – Achieves 20% year-over-year growth of originations.
  • 2020 – Achieves 16% year-over-year growth of originations.
  • Attentive to every customer story.

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Tell Us Your Story